Latest on Singapore's best fixed deposit promotions and rates.
(Last updated on April 01, 2025)
| Name | Rate (Highest) | Minimum |
|---|---|---|
| Maybank | 2.90% p.a. (6 mths.) | S$20,000 |
| Hong Leong | 2.80% p.a. (6 mths.) | S$100,000 |
| Bank of China | 2.65% p.a. (3 mths.) | S$30,000 |
| RHB | 2.50% p.a. (3 or 6 mths.) | S$20,000 |
| ICBC | 2.45% p.a. (3 mths.) | S$200,000 |
| DBS | 2.45% p.a. (12 mths.) | S$1,000 |
| CIMB | 2.35% p.a. (3 mths.) | S$10,000 |
| HSBC | 2.30% p.a. (6 mths.) | S$200,000 |
| UOB | 2.30% p.a. (6 mths.) | S$10,000 |
| SCB | 2.20% p.a. (6 mths.) | S$10,000 |
| OCBC | 2.15% p.a. (9 mths) | S$30,000 |
* This table summarized the highest rate available from each banks. More options may be available.
* Terms and Conditions may apply.
* For more details, refer to the sections below.
Maybank
Deposit Bundle Promotion (Over the counter)
- 2.90% on 6-months.
- 2.70% on 9-months or 12-months.
- Minimum placement - S$20,000.* This promotional rate requires deposit of fresh funds in selected Maybank Current or Savings Accounts (CASA). With every S$1,000 deposited into these accounts, you are eligible deposit to S$10,000 into the fixed deposit account with the promotional rate. At least S$2,000 of fresh fund in CASA is required to meet the minimum fixed deposit amount requirement.iSAVvy Time Deposit Promotion (Online)
- 2.45% on 6 months.
- 2.40% on 9-months.
- 2.35% on 12-months.
- S$20,000 minimum placement.
Hong Leong Bank
- 2.80% p.a. on 6-months.
- S$100,000 minimum placement.
ICBC
Less than S$200,000
- 2.40% p.a. on 3-months via online. (Minimum S$500)S$200,000 or above
- 2.45% p.a. on 3-months.
- Applies to both online and over the counter.
Bank of China
Online
- 2.65% on 3-months.
- 2.60% on 2-months, 4-months, 5-months, or 12-months.
- 2.55% on 6-months, 9-months.
- S$30,000 minimum placement.Over the counter
- 2.55% on 3-months.
- 2.50% on 2-months, 4-months, 5-months, or 12-months.
- 2.45% on 6-months, 9-months.
- S$30,000 minimum placement.
RHB
Personal Banking
- 2.4% p.a. on 3-months or 6-months.
- S$20,000 minimum placement.Premier Banking
- 2.5% p.a. on 3-months or 6-months.
- 2.45% p.a. on 12-months.
- S$20,000 minimum placement.
DBS
- 2.45% p.a. on 12-months
- S$1,000 minimum placement (S$19,999 maximum).
CIMB
Personal Banking
- 2.30% p.a. on 3-months.
- 2.15% on 6-months.
- 2.00% on 9-months or 12-months.
- S$10,000 minimum placement.Preferred Banking
- 2.35% p.a. on 3-months.
- 2.20% on 6-months.
- 2.05% on 9-months and 12-months.
- S$10,000 minimum placement.
HSBC
Premier
- 2.30% p.a. on 3-months and 6-months.Personal Banking
- 1.90% p.a. on 6-months.
- 2.20% p.a. on 3-months and 6-months.* Promotion ends on April 30, 2025 .
* Fresh funds only. Minimum SGD$30,000.
Standard Chartered
- 2.20% p.a. on 6-months.
- S$25,000 minimum placement.* Fresh Funds only.
* Promotion ends on April 08, 2025 .
UOB
- 2.30% p.a. on 6-months.
- 2.10% p.a. on 10-months.
- S$10,000 minimum placement.* Promotion ends on April 30, 2025 .
* Fresh funds only.
OCBC
Online
- 2.15% on 9-months.
- 2.10% on 12-months.
- S$30,000 minimum placement.Over the counter
- 2.05% on 9 months.
- 2.00% on 12-months.
- S$30,000 minimum placement.
Disclaimer: This site does not serve as an advice on investment. Please visit the bank's homepage for the most accurate information.
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